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Q.

No Health insurance cover for patients with HIV. Unlike abroad where a person gets full insurance cover, firms here shy away from giving cover to AIDS patients, fearing that they will have to incur huge losses. This has put many patients on the corssroads and they now have to depend on the state sponsored welfare schemes. Now is this justified on the part of insurance companies to say??

Asked by cyrus irani, 11 Aug '08 06:26 pm
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Answers (2)

 
1.

No Sir, it is not so. Please see the news item at http://www.newstrackindia.com/newsdetails/403. I reproduced below the excerpt for inforation of all.

Good News for the HIV patients, Will get insurance coverage

July 07: Its really good news for Indian HIV patients as they can get insurance coverage if they want it. It is because of Chennai based Star Health and Allied Company Ltd that pioneered the other insurance company taking initiative action in this field.

Star Health, countrys first stand-alone health insurance company has put the proposal before IRDA, Insurance Regulatory and Development Authority for getting permission to launch this product to provide group insurance coverage for HIV infected persons. The company is eyeing to 5.7 million HIV-infected people across India including severe AIDS patient.

The premiere of the insurance would be Rs.3,000 per-person-per-year that will provide the coverage of Rs. 50,000 per person, according to Jagannathan, the Chairman ...more
Answered by Jack Johnson, 11 Aug '08 07:21 pm

 
  
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Itna bada ouestion kyo likhta hai
Answered by viraj labde, 11 Aug '08 06:27 pm

 
  
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