Hi Prasad, it's not uncommon to be confused by a volatile market. Even seasoned analysts are some times confused by the market's unpredictability. The Financial Planning Standards Board of India (FPSB) has a site (www.fpsb.co.in), which provides a directory of certified financial planners. You can go to this link http://www.fpsb.co.in/CFPpractitioners.asp and find a practitioner in your city. All the best.