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Q.

Which is best and reasonable life insurance, i mean mediclaim policy

Tags: money, health, reasonable life
Asked by Suja Thomas, 11 Oct '11 03:11 pm
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Answers (2)

1.

"Firstly Life Insurance is not necessarily Mediclaim, though now, there are some life insurance
products available in the market, which also provide Health Insurance, but it is best to buy a life
Insurance policy to cover your life's risk and a separate Health insurance policy to cover health-
related risks and provide for an un-expected medical ( hospitalisation ) expenses.
While choosing a Health Insurance plan, one should
1.Carefully evaluate your specific individual and family needs and opt for a plan/features etc that best suits these best.
2.Dont Compare Premiums. Because no 2 products are similar, costs will vary. Use point 1 to decide rather than basis cost alone.
3.Look for Maximum Renewal Age. Higher the better.
4.Look for Limits (Treatment wise limits & Copay)
5. Understand Day wise Cash limit Health Products ...more
Source: www.futuregenerali.in
Answered by future, 15 Oct '11 12:41 pm

 
  
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2.

Go for ICICI Lombard as Govt. Insurance companies are useless.
Answered by ajit ramdas vaidya, 11 Oct '11 03:13 pm

 
  
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