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Rana Talwar (born 1948) is the son of a bureaucrat. He was schooled at the exclusive Lawrence School, Sanawar. He began his career with the Bombay branch of Citibank. He rose to the head of Citibank's consumer business in the Asia Pacific and Middle-East sectors, before joining StanChart in 1977 as executive director of its African, Middle-Eastern and South Asian operations.