At what minimum age, Insurance policy should be taken ?
But it is always advisable to know who will make payment for premium.
If its self earning & paying, then better to chart-out his/her commitments and to go for such
If couples have handful of income and think about such for their child/children then its better to think of going for a EOS and co-nominee should be child or guardian (most most of the people insure in child name and make themself nominee, in this case in unexpected event they are going to be benefited (!) not the child) for children policy & purpose of expecting / meeting like Money back, Endowment or in special cases like Medical
Naturally one is allowed to ride after attaining the age of 16 or 18 (2/4 W), so it is (they even think about going for third party)