Myexperience with Mutual funds does not support the views in this article. The mutul funds also loose investors money and so called experts with fat salries take many a times bad decisions. On top of that we have to pay them charges every year and entry fees. There is no penaly for losses suffered.
Best is have some time for research and invest in good companies yourself ( dont go for short term tips.
Doing research is not that easy and above all Do we have time from our daily chore to do it ? if YES pls let the other readers also take benefit from your research and tips..
While selecting MF if one does a proper research which is far less tardy then researching equities it will give good returns... Beleive the expert ...
MFs are always a safe bet
if we invest Rs 1000 in X stock
If market falls then your Rs 1000 may even become Rs 0 in just 1 day
but compare than to MF and Ur Rs 1000 value will be about Rs 500 to the Max. You can never loose complete amount unless the fund goes bankrupt, even then it will be mearged with some other MF and u can recover the money.