Using your phone's internet browser
go to:  qna.rediff.com
Click and drag this link to
the Home icon in your browser.
Q.

Can I buy two mediclaim policies? Will I benefit from both the companies?

Asked by flop man, 26 Nov '08 09:23 am
  Invite a friend  |  
  Save  |  
 Earn 10 points for answering
Answer this question  Earn 10 points for answering    
4000 characters remaining  
  
    
Keep me signed inNew User? Sign up

Answers (13)

1.

Depends on medical policies and company issuing.
Answered by Mahesh, 27 Nov '08 06:37 pm

 
  
Report abuse
Useful
 (1)
Not Useful
 (0)
Your vote on this answer has already been received
2.

Dibeyendu paul is so much correct
Answered by pagalpunawala, 27 Nov '08 04:57 pm

 
  
Report abuse
Useful
 (1)
Not Useful
 (0)
Your vote on this answer has already been received
3.

No, this is not gonna happen...
Answered by shilpi mehta, 27 Nov '08 04:55 pm

 
  
Report abuse
Useful
 (1)
Not Useful
 (0)
Your vote on this answer has already been received
4.

Yes you can claim if u opt ICICI PRUDENTIAL HEALTH CARE PLAN. IN THIS PLAN YOU ARE ABLE TO CLAIM WITH BOTH COMPANIES.FOR CLAIM IN ICICI YOU SHOULD HAVE TO ONLY PROVIDE THEM ZEROX COPY OF ALL BILLS
Answered by rohit mathur, 27 Nov '08 04:37 pm

 
  
Report abuse
Useful
 (1)
Not Useful
 (0)
Your vote on this answer has already been received
5.

You can not claim mediclaim from two companies at a time. Since you have to submit original bills and hospital discharge certificate in original, it is not possible.
Answered by Dibyendu Paul, 27 Nov '08 04:17 pm

 
  
Report abuse
Useful
 (1)
Not Useful
 (0)
Your vote on this answer has already been received
6.

No flop man...
Answered by kapil, 27 Nov '08 04:08 pm

 
  
Report abuse
Useful
 (1)
Not Useful
 (0)
Your vote on this answer has already been received
7.

No, cause while claiming the expenses you have to submit the original bils for expenses. And logically you cannot reimburrese the expenses twice spend at once
Answered by ajay pusalkar, 27 Nov '08 03:58 pm

 
  
Report abuse
Useful
 (1)
Not Useful
 (0)
Your vote on this answer has already been received
8.

No you cant...
Only possible by fraud...
Answered by pushkar, 27 Nov '08 03:58 pm

 
  
Report abuse
Useful
 (1)
Not Useful
 (0)
Your vote on this answer has already been received
9.

When making claim you have to submit the originals&prof,under the conditions and also you can claim for a particular medical reimbursement ,two claims become redundant. if you exceed your cover limit in one policy, you can use another policy to make any other medical reimbursement claim, To put it briefly, that you cannot claim for one from two medi claim policies.
Answered by venkatesaldevarajan, 26 Nov '08 09:40 am

 
  
Report abuse
Useful
 (1)
Not Useful
 (0)
Your vote on this answer has already been received
10.

You can take as many mediclaim policies but you don't have much benifits. Better to take another policy than one more mediclaim.
Answered by Anoop Pandey, 26 Nov '08 09:27 am

 
  
Report abuse
Useful
 (1)
Not Useful
 (0)
Your vote on this answer has already been received
Previous

Ask a Question

Get answers from the community

600 characters remaining

Related Answer

Q.
A

M four years old in qna!! not in mind yaar!!..more

Answered by sanjay karmakar